Attention homeowners in Worcester and Worcester County: Get an Appraisal today!

The top seven reasons MA homeowners need Foisy Appraisal Services:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to cut your monthly mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in MA

Own a home in or near Worcester, MA and need help determining the value of it?
Contact Foisy Appraisal Services.

We at Foisy Appraisal Services understand the individual needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Foisy Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Foisy Appraisal Services, we're veterans in helping folks just like you abolish unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's going down. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. A professional appraisal from Foisy Appraisal Services is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Foisy Appraisal Services can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Foisy Appraisal Services can help with that too. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.